This recent report from the Howard University Center on Race and Wealth uses 2012 Census data to identify the real and potential victims of payday lending, and pinpoints their geographic locations within the following target states__Alabama, Florida, Louisiana, and Mississippi. "Based on the locations of these lenders, it is clear that they target minority and low-to middle income groups, and densely populated areas."
In this report we examine the involvement of Canada’s two largest banks in financing the “predatory economy” that they helped create and in profiting from the emergence of payday lenders, pawnbrokers, rent-to-own stores, and cheque cashers. These businesses harm our communities and strip billions of dollars from the neighborhoods and working families who are the most in need.
ACORN Members give the Harper government a failing grade in Closing the Digital Divide.
While the government has focused some resources on improving internet access in rural areas, they've ignored a bigger problem. The less money you have, the less likely you are to have access to the internet.
Operation Maple video on ACORN Canada's Digital Access to Opportunities campaign.
L’Internet a transformé notre monde, mais 42 % des gens qui gagnent moins de 30 000 $ n’ont pas de service d’Internet haute vitesse à la maison. Lorsqu’on compare au quartile des revenus les plus élevés de 2 % qui n’ont pas l’Internet haute vitesse à la maison, le besoin d’un changement devient désolant! Cette « fracture numérique » exclut manifestement les individus et familles à faibles revenus de ce que les Nations unies estiment maintenant comme étant un droit de la personne, comparable à la liberté d’expression. Voilà pourquoi les membres d’ACORN, partout au Canada, luttent pour assurer que l’Internet haute vitesse soit abordable pour les familles à faibles revenus!
Internet has transformed our world; yet 42% of people who make below $30,000 don’t have high speed home internet. When this is compared to the 2% in the highest income quartile who don’t have high speed internet at home the need for change becomes stark! This “digital divide" clearly excludes low-income individuals and families from what the United Nations now considers to be a human right, comparable with freedom of speech. This is why ACORN members from across Canada are fighting to ensure home high speed internet is affordable to low income families!
Operation Maple video on payday lending
A study of banks and payday lending companies in the United States and Canada shows a real need for a postal bank exists, especially in areas where post offices abound but few banks offer their services. The paper, presented at the 22nd Rutgers University Conference on Postal and Delivery Economics, argues that restoring postal banking in the 21st century would help support post offices while offering much-needed financial services and jobs.
ACORN Canada surveyed our members across the country regarding their internet and cell phoneservice, and experiences with telecom companies in Canada. 284 people responded.