ACORN Canada’s Protect Your Privacy-Online! Educational Program

This evaluation reports on the outcomes of ACORN Canada’s Protect Your Privacy-Online! project, funded by the Office of the Privacy Commissioner of Canada. This project consists of three workshops, offered in four Canadian cities and is designed to educate lower income Canadians about the Personal Information Protection and Electronic Documents Act (PIPEDA). PIPEDA is Canada’s Federal legislation that establishes rules for how private-sector organizations must protect the online privacy of Canadians.

Prêts abusifs: Un sondage sur les utilisateurs de services financiers alternatifs à taux d'intérêt élevé

Ce document analyse les résultats d'un sondage qu’ACORN Canada a mené à l’aide sur un échantillon de ses membres dans le but de comprendre pourquoi ils se tournent vers des services financiers alternatifs tels que les prêts sur salaire à taux d'intérêt élevé. Le sondage révèle que la majorité des 268 répondants utilisent des services financiers à taux d'intérêt élevé, tels que les prêts sur salaire, qu’en dernier recours parce que les banques traditionnelles leur refusent les services de crédit adéquats.

Predatory Lending: A Survey of High Interest Alternative Financial Service Users

This paper analyzes findings from a survey by ACORN Canada of a sampling of its membership to understand why they turn to alternative financial services such as high interest payday loans. The survey finds that the majority of the 268 respondents turn to high interest financial services such as payday loans as a last resort because they are denied adequate credit services from traditional banks.

It's Expensive to be Poor: How Canadian Banks are Failing Low-Income Communities

In 2015 the six largest banks in Canada – TD, BMO, RBC, Scotia, CIBC and National Bank – generated $35 billion in profits, up from $29 billion in 2013. This perception of achievement, however, is misleading. Canadian banks are failing Canada’s low and moderate income residents. The banks’ focus on profits have led to service cuts, branch closures, and high fees, primarily impacting Canada’s low and moderate income earners.

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Herongate: The Case for RentSafe Ottawa

Ottawa ACORN's campaign for a landlord registry similar to Toronto's RentSafe bylaw is based on over a decade’s worth of community organizing, as well as the countless experiences of our low to moderate income members shared through forums, phone calls and home visits. For the past 13 years, ACORN organizers have gone door-to-door in low-income neighbourhoods, where the state of people’s housing remains their number one concern. ACORN sees the implementation of a landlord registry as an opportunity to address the gaps in our current property standards system; to ensure that everyone’s right to housing is protected and that every tenant has a healthy home.

Ottawa ACORN’s Response to Maclaren Group’s Policy Options Report on Housing Conditions

Ottawa ACORN members are in the final sprint for their campaign for landlord licensing. After convincing city council to include landlord licensing as part of the City's "regulating rental accommodations" review, members have organized Tenant Speak Outs, days of action at City Hall, door knocked in bad apartment buildings, released reports, engaged the media and have met with the City's consultants three times. The consultants from Maclaren Group have released their report on policy options for housing conditions and are asking for feedback before submitting their recommendations to City Hall. 
 
Read Ottawa ACORN's response here: 

Housing Horror Stories: The Tenants' Case for Landlord Licensing in Ottawa

This collection of tenant testimonials shows that the City of Ottawa needs to do more to improve housing conditions.
 
Tenants are living in substandard conditions without the necessary support to allow them to stand up to landlords and have their needs met. The Property Standards By-law has more procedural steps and delays than most by-laws in addition to any notice of violation being unenforceable.
 
The City's review on regulating rental accommodations is a good first step in addressing tenants' very real concerns regarding the state of their housing. It is Ottawa ACORN members' hope that this sample of housing horror stories will demonstrate to our city that substandard housing conditions is a systematic issue that warrants urgent attention. We need landlord licensing NOW!

Ottawa ACORN: The Fight for the Right to Housing and a No Displacement CBA in Herongate

Community benefits agreements (CBAs) are legally enforceable contracts signed by community groups and a private developer or government agency. CBAs can result  in a range of benefits for community members, such as jobs and training; community  amenities,  support  for local  business,  affordable  housing and other provisions. 
 
As a community organization of low and moderate income families and individuals fighting for social and economic justice, ACORN is invested in ensuring community benefits agreements meet the needs of the communities we work with. 

ACORN Canada’s submission to the Increasing Housing Supply in Ontario Consultation

As an organization of low and moderate income people, the issue of housing affordability is a priority concern for our members. Specifically, our members are concerned about the desperate need for deeply affordable rental housing that is affordable in the long term. Almost half of Ontario renters live in unaffordable housing. Yet since 1990, less than 9 per cent of new developments in the province have been rental housing. Urgent action is required to address this housing crisis, we call upon the provincial government to take leadership to create real affordable housing options.

Hamilton Tenants Demand A Better City from City Hall

Hamilton is in an affordable and livable housing crisis. This is a trend seen across most major Canadian cities, that will worsen with no government action. The City of Hamilton has a responsibility to protect the most vulnerable. If the city continues on its current path of protecting developers and landlords over working class communities, more and more tenants will lose affordable housing or be forced to remain in unsafe and unhealthy conditions.

A State of Disrepair: Hamilton ACORN Tenant Survey

In the early days of Hamilton ACORN, our low-to-moderate income membership identified substandard living conditions as the number one issue they want addressed. Conditions in buildings were unhealthy and deteriorating, while at the
same time their rents would rise.
 
Over the course of the following year Hamilton ACORN started a petition drive to highlight the issue, held a successful Hamilton Tenant Rally in the summer of 2017, and has since held multiple actions against landlords.
 
Our leaders have pushed and secured meetings with the heads of Hamilton’s largest landlords. While we were able to walk away from these meetings with some tenant victories, it became clear to our members that a larger authority must be helping tenants to hold landlords accountable.
 

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