Despite the fact that a sizeable portion of the population use the internet to access health resources, many Canadians still face barriers to digital equity.
ACORN Canada’s Fair Banking/End Predatory Lending Campaign calls for an inter-jurisdictional strategy to tackle the high-interest lending that further entrenches poverty within our communities.
This evaluation reports on the outcomes of ACORN Canada’s Protect Your Privacy-Online! project, funded by the Office of the Privacy Commissioner of Canada. This project consists of three workshops, offered in four Canadian cities and is designed to educate lower income Canadians about the Personal Information Protection and Electronic Documents Act (PIPEDA). PIPEDA is Canada’s Federal legislation that establishes rules for how private-sector organizations must protect the online privacy of Canadians.
Ce document analyse les résultats d'un sondage qu’ACORN Canada a mené à l’aide sur un échantillon de ses membres dans le but de comprendre pourquoi ils se tournent vers des services financiers alternatifs tels que les prêts sur salaire à taux d'intérêt élevé.
Le sondage révèle que la majorité des 268 répondants utilisent des services financiers à taux d'intérêt élevé, tels que les prêts sur salaire, qu’en dernier recours parce que les banques traditionnelles leur refusent les services de crédit adéquats.
This paper analyzes findings from a survey by ACORN Canada of a sampling of its membership to understand why they turn to alternative financial services such as high interest payday loans. The survey finds that the majority of the 268 respondents turn to high interest financial services such as payday loans as a last resort because they are denied adequate credit services from traditional banks.
LES BANQUES CANADIENNES NE RÉPONDENT PAS AUX BESOINS DES COMMUNAUTÉS À FAIBLE REVENU.
Avez-vous obtenu un pret sur salaire aupres de The Cash Store ou D’Instaloans en Ontario apres le 1er Septembre 2011?
Did you take a Payday Loan from Cash Store or Instaloans in Ontario after September 1, 2011?
In 2015 the six largest banks in Canada – TD, BMO, RBC, Scotia, CIBC and National Bank – generated $35 billion in profits, up from $29 billion in 2013. This perception of achievement, however, is misleading. Canadian banks are failing Canada’s low and moderate income residents. The banks’ focus on profits have led to service cuts, branch closures, and high fees, primarily impacting Canada’s low and moderate income earners.
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Toronto ACORN's Affordable City Platform
As rents skyrocket and vacancy rates plummet, low and moderate income Ottawa tenants are facing an affordability crisis that is pricing them out of their communities.
By introducing a National Housing Strategy (NHS) and making a commitment to a rights-based approach to housing, the Federal Government is taking a significant step towards tackling Canada’s housing crisis. ACORN members welcome this national plan. Yet, we acknowledge that there is a long way to go to overcome the systemic issues that have led to so many homeless and under-housed Canadians.
Surrey tenants cannot keep up with rising rents: the city is in the midst of an affordability crisis. Rents have been rising dramatically compared with household incomes and market rents are increasingly unaffordable to low income households.
Top three priorities: 1. Lack of affordable housing 2. Rent control loopholes 3. Renovictions and demovictions
ACORN’s housing campaign calls for the Federal Government to enact legislation that clearly establishes the right to secure, adequate and affordable housing.
In 2011 statistics, there were 390,280 private households across the province of Nova Scotia. 29% is listed as renter households. Almost a third of the population lives in a rental unit. There have been some bylaw changes made across the province in recent years aiming to improve rental housing conditions. However, as this report will show, there is still a lot to be done on both the provincial and municipal level.
This report shows that the more needs be done to support tenants and hold landlords to account, as renters are living in substandard conditions without the necessary support to stand up to landlords on issues such as rental unit repairs.
Results of BC ACORN's survey of Surrey candidates
This election season, ACORN sent out a nine-question survey to all elected candidates running in this year’s municipal election in Ottawa. Out of the thirty-eight respondents, the majority were in favour of many of the proposed changes that were outlined in the survey.
Through correspondence with the City of Ottawa, it was suggested to ACORN--by the individual responsible for administering polling station locations--that the city uses voter turnout rates as the primary criterion for where to locate polling stations. This is extremely problematic, for it goes against democratic principles for voting to be made more convenient to those who more regularly exercise that democratic right; instead, the more democratic criterion for the location of polling stations would, of course, be based on population density.
ACORN Canada’s free income tax sites are a staggering success, ensuring low income Canadians get every penny that is owed to them through the tax refunds, credits, and benefits.
In a 2012 report, the Metcalf Foundation developed a new definition of working poverty. This definition is based on income, rather than hours worked, and excludes students and those who do not live independently. Applying that definition, the authors then used data from the Survey of Labour and Income Dynamics (SLID) and the Census to estimate how many people in Toronto were living in working poverty, where they were living and working, and to describe their family lives, education and age.
This brief report by the Wellesley Institute builds on the Metcalf analysis to consider the impact of working poverty on self-reported health. How do people who are working and poor (working poor) describe their health? How does their health compare with others who are poor but are not in the labour force (non-working poor)? How does their health compare with those who are able to work and support themselves and their families (working non-poor)? Finally, how have these three groups’ perceptions of their health changed over time?